Arc Testnet — Chain ID 5042002 — Powered by USDC

Global Decentralized
Lending Protocol

Hybrid collateral lending platform supporting Real-World Assets and Crypto. Fixed interest, transparent smart contracts, AI-powered agent — all on Arc Testnet.

Active Offers
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On Marketplace
Total Loans
—
Active on Arc Testnet
Total Liquidity
—
USDC in pool
Max Interest
5%
Fixed / month
🏠
Real-World Collateral
Use cars, houses, jewelry or any real asset as collateral. Notarized document hash stored on-chain via IPFS.
🔐
Crypto Escrow
Lock USDC, ETH or any ERC-20 token as collateral. Automatically released upon full repayment. Min 120% ratio.
💵
USDC Payments
Fixed installment schedule. No compounding. Max 5% interest per month. All payments executed on Arc Testnet.
🤖
AI Agent
Natural language commands. "Pay next installment", "Check my balance", "Show payment history" — all executed on-chain.
🧾
On-Chain Receipts
Every payment generates a tamper-proof receipt with tx hash, amount and parties — permanently stored on-chain.
🌍
Global Ready
Supports borrowers and lenders worldwide. Individuals and companies. Any country, any jurisdiction.
Legal Disclaimer: DaatFI is a non-custodial, decentralized protocol. Real-World Asset (RWA) collateral enforcement is off-chain and subject to applicable laws in your jurisdiction. Crypto collateral enforcement is on-chain and executed automatically by smart contracts. This platform does not provide financial, legal or investment advice. Use at your own risk.
Loan Marketplace
Browse open loan requests on-chain. Fund directly via the DaatFI Loan Manager.
Open Requests
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Active Loans
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Total Volume
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All Loans
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Filters
100% on-chain · Arc Testnet
⛓️
Loading on-chain data…
Reading loan requests from DaatFI Loan Manager on Arc Testnet.
Non-Custodial Platform Disclaimer: DaatFI is a non-custodial protocol. Lenders assume full risk of capital deployment. RWA collateral enforcement is off-chain. Crypto collateral enforcement is on-chain and automated. Interest rates are fixed and do not compound. This is not financial advice.
My Lending Activity
Manage your offers, track utilization, ROI and active loans.
Active Offers
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Total Deployed
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Total Repaid
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Active Loans
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My Offers
IDNameRateLiquidityAllocatedUtilizationLoansStatusActions
🔗
Connect wallet to view your offers
Active Loans (from my offers)
Loan IDBorrowerAmountProgressCollateralStatusActions
📋
No active loans from your offers

Apply for a Loan

Complete each step to submit your request on Arc Testnet — USDC, non-custodial, transparent.

1
Personal Info
2
Loan Details
3
Collateral
4
Review
Step 1 of 4
Identity
Location
Profile
Lend & Earn
Create offers, review borrower requests, and manage your lending.
Ready to Lend?
Browse open loan requests from verified borrowers and fund them directly on-chain. Set your own interest rate (1–5%/month) and start earning USDC.
How to Lend on DaatFI
100% On-Chain
DaatFI is a fully decentralized, non-custodial lending protocol on Arc Testnet. No marketplace contract — lenders fund borrower requests directly through the DaatFI Loan Manager contract.
1
Browse Loan Requests
Go to the Marketplace tab or All Loan Requests to view open borrower requests with status = Requested.
2
Set Interest Rate & Approve
Click Fund This Loan on any request. Enter your interest rate (1–5%/month). This calls approveLoan(loanId, rate) on-chain.
3
Fund the Loan
Approve USDC allowance, then call fundLoan(loanId). USDC transfers directly to the borrower's wallet. No escrow, no intermediary.
4
Receive Repayments
Borrower calls repayInstallment() periodically. Each payment transfers USDC directly to your wallet. Track in My Lending.
Risk Disclosure: RWA collateral enforcement is off-chain only. Crypto collateral enforcement is on-chain and automatic. You assume full default risk. This is not financial advice.
Your USDC Balance
Available
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Interest Calculator
Fill fields above to preview earnings.
Contract Details
Contract0x4135…CF5F
Max Rate5%/month
Max Installments10
CustodyNon-custodial
My Dashboard
Your personal loan and payment overview.
Active Loans
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Total Borrowed
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Total Remaining
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Completed
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My Loans
IDAmountRateInstallmentsProgressStatusActions
📋
No loans yet
Connect your wallet and apply for a loan to get started.
Payment Center
Manage installments, view history, and make payments.
Select Loan
Payment History
🧾
No payments yet
Select a loan to view payment history.
Wallet Balance
USDC Balance
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Settings
Configure contract addresses, network, and application preferences.
Contract Configuration
✅ Deployed on Arc Testnet (Chain ID: 5042002)
LoanMarketplace contract on Arc Testnet (for offer creation)
Native USDC precompile on Arc Testnet (ERC-20 compatible)
Network Information
NetworkArc Testnet
Chain ID5042002
RPC URLhttps://rpc.testnet.arc.network
Explorer testnet.arcscan.app ↗
CurrencyUSDC (native gas token)
USDC Testnet Faucet
Powered by Circle — request free testnet USDC + native tokens to your connected wallet on Arc Testnet.
Appearance
Theme
Smart Contract Info
Max Interest Rate5% / month (fixed)
Min Collateral Ratio120% (crypto)
Max Installments10
Liquidation Grace3 days overdue
Interest ModelFixed (no compounding)
Custody ModelNon-custodial
NFT Loans
Lock ERC-721 NFTs as collateral and borrow USDC — or fund NFT-backed loans as a lender.
NFTLoanManager v2: 0x0bAF758cc03C0d3fBe0e0C9b7342777282c76ee8
Find Your NFTs
Don't have a testnet NFT? Mint a free DaatFI Testnet NFT directly on Arc Testnet — one click, no cost.
Your connected wallet's NFTs will be shown. Use DaatFI NFT (0x3305…Cf7b) or any other ERC-721 on Arc Testnet.
Arc Testnet only. Any ERC-721 NFT on Arc Testnet (Chain ID 5042002) is accepted as collateral — no collection restrictions, no rarity filters, no valuation requirements. Testnet environment.
Your NFTs

Enter an ERC-721 contract address above and click Search.
Escrow Vault
NFTs locked here as collateral. They are held by the smart contract and returned upon full repayment or claimed by the lender on default.

Connect wallet to view escrow vault.
My NFT Loans

Connect wallet to see your loans.
Liquidity Pool
Provide USDC liquidity and earn proportional yield. The pool automatically funds NFT and Crypto loans on Arc Testnet.
This pool is exclusively for funding NFT and Crypto loans on DaatFI. No other contract or wallet can withdraw funds without owner authorization.
Total Liquidity
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USDC in pool
Your Balance
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USDC (includes yield)
Estimated APY
5%
based on interest received
Your Shares
—
% pool ownership
Deposit USDC
Deposit USDC to provide liquidity and receive proportional shares. Your yield grows automatically as loan interest flows into the pool.
Withdraw USDC
Burn shares to redeem proportional USDC + accrued yield. Each share's value increases with interest paid by borrowers.
Testnet Mode — Simulate Pool Funding
If the pool has insufficient liquidity, loans remain in "Requested" status. Use the button below to simulate a deposit and test the full flow.
How does it work?
1
Deposit USDC — receive shares proportional to the total pool.
2
Loans are auto-funded — when a borrower requests a loan, the pool checks liquidity and transfers USDC.
3
Interest returns to the pool — on repayment, the borrower returns principal + interest, inflating each share's value.
4
Withdraw anytime — burn your shares to receive USDC + accrued yield.
Loans Funded by Pool

Connect your wallet to view pool-funded loans.
About Us
Learn about the DaatFI platform, its purpose, and transparency commitments.

DaatFI

Experimental DeFi Application · Arc Network Testnet

Testnet Only Non-Custodial No Real Funds

About This Platform

DaatFI is a testnet lending protocol built by an independent developer using the Arc Network. It was developed using Genspark with a strong focus on security, performance, and reliability.

The purpose of this experimental DeFi application is strictly for testing and experimental use only. The platform operates exclusively on the Arc Network testnet (Chain ID: 5042002).

This dApp demonstrates hybrid collateral lending — combining Real-World Assets (RWA) and crypto escrow — in a safe, sandboxed environment. The system includes protections against common vulnerabilities, exploits, and malicious interactions.

Testnet Environment

Important: This platform operates exclusively on a testnet. No real assets are involved.

  • Loans, collateral, and repayments shown are NOT real
  • All assets used are testnet tokens only
  • No legal or financial obligation is created
  • This is a prototype/demo environment
  • Keyword: no real assets involved
  • Keyword: non-custodial architecture

Security & Transparency

  • No storage of sensitive personal data
  • No automatic wallet interactions without explicit user approval
  • Users retain full control over their wallets at all times
  • Smart contracts are deployed for testnet purposes only
  • Platform architecture is non-custodial
  • Designed for testing, education, and development only
  • Protected against XSS, CSRF, and injection attacks
  • All API endpoints include rate limiting and input sanitization

Disclaimer

  • This platform does not provide financial services
  • This is not an investment platform
  • No guarantees, returns, or profits of any kind
  • Use at your own risk — test environment only
  • No real funds, no real transactions, no real collateral
  • Smart contract interactions occur only on Arc Testnet
Technology Stack
Arc Network
EVM-compatible testnet
Smart Contracts
Solidity · Testnet only
Web3 Integration
ethers.js · MetaMask / OKX
IPFS Storage
Pinata · Document hashing
Cloudflare Pages
Edge deployment · Global CDN
AI Agent
DaatFI AI · Genspark-built
Built on Arc Network Testnet · Chain ID 5042002 · For testing and development only. Testnet Active