Arc Testnet — Chain ID 5042002 — Powered by USDC

Global Decentralized
Lending Protocol

Hybrid collateral lending platform supporting Real-World Assets and Crypto. Fixed interest, transparent smart contracts, AI-powered agent — all on Arc Testnet.

Active Offers
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On Marketplace
Total Loans
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Active on Arc Testnet
Total Liquidity
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USDC in pool
Max Interest
5%
Fixed / month
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Real-World Collateral
Use cars, houses, jewelry or any real asset as collateral. Notarized document hash stored on-chain via IPFS.
🔐
Crypto Escrow
Lock USDC, ETH or any ERC-20 token as collateral. Automatically released upon full repayment. Min 120% ratio.
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USDC Payments
Fixed installment schedule. No compounding. Max 5% interest per month. All payments executed on Arc Testnet.
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AI Agent
Natural language commands. "Pay next installment", "Check my balance", "Show payment history" — all executed on-chain.
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On-Chain Receipts
Every payment generates a tamper-proof receipt with tx hash, amount and parties — permanently stored on-chain.
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Global Ready
Supports borrowers and lenders worldwide. Individuals and companies. Any country, any jurisdiction.
Legal Disclaimer: DaatFI is a non-custodial, decentralized protocol. Real-World Asset (RWA) collateral enforcement is off-chain and subject to applicable laws in your jurisdiction. Crypto collateral enforcement is on-chain and executed automatically by smart contracts. This platform does not provide financial, legal or investment advice. Use at your own risk.
Loan Marketplace
Browse open loan requests on-chain. Fund directly via the DaatFI Loan Manager.
Open Requests
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Active Loans
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Total Volume
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All Loans
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Filters
100% on-chain · Arc Testnet
⛓️
Loading on-chain data…
Reading loan requests from DaatFI Loan Manager on Arc Testnet.
Non-Custodial Platform Disclaimer: DaatFI is a non-custodial protocol. Lenders assume full risk of capital deployment. RWA collateral enforcement is off-chain. Crypto collateral enforcement is on-chain and automated. Interest rates are fixed and do not compound. This is not financial advice.
My Lending Activity
Manage your offers, track utilization, ROI and active loans.
Active Offers
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Total Deployed
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Total Repaid
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Active Loans
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My Offers
IDNameRateLiquidityAllocatedUtilizationLoansStatusActions
🔗
Connect wallet to view your offers
Active Loans (from my offers)
Loan IDBorrowerAmountProgressCollateralStatusActions
📋
No active loans from your offers

Apply for a Loan

Complete each step to submit your request on Arc Testnet — USDC, non-custodial, transparent.

1
Personal Info
2
Loan Details
3
Collateral
4
Review
Step 1 of 4
Identity
Location
Profile
Lend & Earn
Create offers, review borrower requests, and manage your lending.
Ready to Lend?
Browse open loan requests from verified borrowers and fund them directly on-chain. Set your own interest rate (1–5%/month) and start earning USDC.
How to Lend on DaatFI
100% On-Chain
DaatFI is a fully decentralized, non-custodial lending protocol on Arc Testnet. No marketplace contract — lenders fund borrower requests directly through the DaatFI Loan Manager contract.
1
Browse Loan Requests
Go to the Marketplace tab or All Loan Requests to view open borrower requests with status = Requested.
2
Set Interest Rate & Approve
Click Fund This Loan on any request. Enter your interest rate (1–5%/month). This calls approveLoan(loanId, rate) on-chain.
3
Fund the Loan
Approve USDC allowance, then call fundLoan(loanId). USDC transfers directly to the borrower's wallet. No escrow, no intermediary.
4
Receive Repayments
Borrower calls repayInstallment() periodically. Each payment transfers USDC directly to your wallet. Track in My Lending.
Risk Disclosure: RWA collateral enforcement is off-chain only. Crypto collateral enforcement is on-chain and automatic. You assume full default risk. This is not financial advice.
Your USDC Balance
Available
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Interest Calculator
Fill fields above to preview earnings.
Contract Details
Contract0x4135…CF5F
Max Rate5%/month
Max Installments10
CustodyNon-custodial
My Dashboard
Your personal loan and payment overview.
Active Loans
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Total Borrowed
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Total Remaining
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Completed
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My Loans
IDAmountRateInstallmentsProgressStatusActions
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No loans yet
Connect your wallet and apply for a loan to get started.
Payment Center
Manage installments, view history, and make payments.
Select Loan
Payment History
🧾
No payments yet
Select a loan to view payment history.
Wallet Balance
USDC Balance
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Settings
Configure contract addresses, network, and application preferences.
Contract Configuration
✅ Deployed on Arc Testnet (Chain ID: 5042002)
LoanMarketplace contract on Arc Testnet (for offer creation)
Native USDC precompile on Arc Testnet (ERC-20 compatible)
Network Information
NetworkArc Testnet
Chain ID5042002
RPC URLhttps://rpc.testnet.arc.network
Explorer testnet.arcscan.app ↗
CurrencyUSDC (native gas token)
USDC Testnet Faucet
Powered by Circle — request free testnet USDC + native tokens to your connected wallet on Arc Testnet.
Appearance
Theme
Smart Contract Info
Max Interest Rate5% / month (fixed)
Min Collateral Ratio120% (crypto)
Max Installments10
Liquidation Grace3 days overdue
Interest ModelFixed (no compounding)
Custody ModelNon-custodial